Category: Bad Credit

Get Your Credit Score Back On Track

January 19 2017

One number. It affects so much of our financial lives from where we live to the types of jobs we’ll qualify for.  So what is this number? It’s your credit score.  And while it plays such a significant role in the largest financial decisions in our lives, many people don’t regularly review their credit report and take... Learn More >

Effective Budgeting: The Best Way To Manage Finances

January 18 2017

Some people think budgeting is a dirty word – simply put, budgeting is hard and not something we really want to do. The fact is, budgeting doesn’t have to mean you’re going to have to bypass all the things you want. Instead, budgeting can help you achieve financial goals and help you get what you... Learn More >

Credit after Bankruptcy: Understanding Your Options

January 18 2017

Most people are unaware that within a year or so of having a Chapter 7 or Chapter 13 bankruptcy discharged, they should start working on rebuilding their credit. This is important because it allows you to start rebuilding your credit score and may enable you to lower your payments, increase your job opportunities and may even... Learn More >

Debunking 7 Popular Credit Myths

January 18 2017

Credit reports: Anyone who has ever had a credit card or credit account has some type of a credit report. Unfortunately, most people don’t really understand the function of a credit report outside of  helping lenders determine whether to extend you additional credit. We’ll try to debunk some of the common credit myths you may have... Learn More >

When Would a Car Title Loan Be a Viable Option?

July 29 2016

Before we answer the question, “When would a car title loan be a viable option?” we need to first define what a car title loan is.

What is a Car Title Loan?

A car title loan allows you to get cash using your car title as collateral and your credit score becomes a lesser factor. The car title... Learn More >