One number. It affects so much of our financial lives from where we live to the types of jobs we’ll qualify for. So what is this number? It’s your credit score. And while it plays such a significant role in the largest financial decisions in our lives, many people don’t regularly review their credit report and take …
Bad Credit
Effective Budgeting: The Best Way To Manage Finances
Some people think budgeting is a dirty word – simply put, budgeting is hard and not something we really want to do. The fact is, budgeting doesn’t have to mean you’re going to have to bypass all the things you want. Instead, budgeting can help you achieve financial goals and help you get what you …
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Credit after Bankruptcy: Understanding Your Options
Most people are unaware that within a year or so of having a Chapter 7 or Chapter 13 bankruptcy discharged, they should start working on rebuilding their credit. This is important because it allows you to start rebuilding your credit score and may enable you to lower your payments, increase your job opportunities and may …
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Debunking 7 Popular Credit Myths
Credit reports: Anyone who has ever had a credit card or credit account has some type of a credit report. Unfortunately, most people don’t really understand the function of a credit report outside of helping lenders determine whether to extend you additional credit. We’ll try to debunk some of the common credit myths you may …
When Would a Car Title Loan Be a Viable Option?
Before we answer the question, “When would a car title loan be a viable option?” we need to first define what a car title loan is. What is a Car Title Loan? A car title loan allows you to get cash using your car title as collateral and your credit score becomes a lesser factor. …
Short Terms Loans for People with Bad Credit
Loans for people with bad credit : Obtaining a loan from banks present multiple hurdles for many consumers. First, they require particular credit scores. Then their repayment options can take anywhere from a year to five years. They also do not offer many choices for the consumer in repaying the loan. Consumers with bad credit …
