The Simplest and Best Ways to Improve Your Credit Score
Like many people, you may need or want to purchase big-ticket items without having immediate access to the funds you need to pay for them. That’s where having a good credit score comes into play. The stronger your credit rating, the easier it will be for you to borrow the … Learn more >
Get Your Credit Score Back On Track
One number. It affects so much of our financial lives from where we live to the types of jobs we’ll qualify for. So what is this number? It’s your credit score. And while it plays such a significant role in the largest financial decisions in our lives, many people … Learn more >
Effective Budgeting: The Best Way To Manage Finances
Some people think budgeting is a dirty word – simply put, budgeting is hard and not something we really want to do. The fact is, budgeting doesn’t have to mean you’re going to have to bypass all the things you want. Instead, budgeting can help you achieve financial goals and … Learn more >
Credit after Bankruptcy: Understanding Your Options
Most people are unaware that within a year or so of having a Chapter 7 or Chapter 13 bankruptcy discharged, they should start working on rebuilding their credit. This is important because it allows you to start rebuilding your credit score and may enable you to lower your payments, increase … Learn more >
Debunking 7 Popular Credit Myths
Credit reports: Anyone who has ever had a credit card or credit account has some type of a credit report. Unfortunately, most people don’t really understand the function of a credit report outside of helping lenders determine whether to extend you additional credit. We’ll try to debunk some of the … Learn more >