Category: Wilshire Consumer Credit

How to Get a Title Loan and Use It to Improve Your Credit

January 31 2017

Many consumers have found themselves in a financial struggle because of debt issues. Debt issues come up for a wide variety of reasons, including unemployment, medical problems, household changes and the like. If you have found yourself in a situation in which you need to borrow emergency cash, then you may need to take steps to... Learn More >

Effective Budgeting: The Best Way To Manage Finances

January 18 2017

Some people think budgeting is a dirty word – simply put, budgeting is hard and not something we really want to do. The fact is, budgeting doesn’t have to mean you’re going to have to bypass all the things you want. Instead, budgeting can help you achieve financial goals and help you get what you... Learn More >

Credit after Bankruptcy: Understanding Your Options

January 18 2017

Most people are unaware that within a year or so of having a Chapter 7 or Chapter 13 bankruptcy discharged, they should start working on rebuilding their credit. This is important because it allows you to start rebuilding your credit score and may enable you to lower your payments, increase your job opportunities and may even... Learn More >

Debunking 7 Popular Credit Myths

January 18 2017

Credit reports: Anyone who has ever had a credit card or credit account has some type of a credit report. Unfortunately, most people don’t really understand the function of a credit report outside of  helping lenders determine whether to extend you additional credit. We’ll try to debunk some of the common credit myths you may have... Learn More >