California Loans made pursuant to the Department of Corporations CA Finance Lenders License #603-8329. Arizona Loans made pursuant to Arizona Department of Financial Institutions. South Carolina Loans made pursuant to the South Carolina Board of Financial Institutions License. Phoenix Loans made pursuant to the Phoenix Consumer Finance Act. New Mexico Loans made pursuant to the New Mexico Money, Interest & Usury act. We are registered as a Consumer Credit Loan Company with the Missouri Division of Finance.
Title Loans Made Simple
Title loans are a great way to get a large amount of cash very quickly, especially when you use an online title company. The loans are not provided through a bank, instead the money is provided directly by us. Therefore, we do not use the same strict guidelines that a bank uses when selecting loan applications. Our form of financing lets you reach your financial goals without having the restrictive processes a bank might put you through – and we can do it quickly!
The Truth About Title Loans
Auto title loans are given a bad reputation by media attention and news organizations. Banks are completely against title loans as they are a fantastic way consumers can use their own collateral to get a quick large cash loan without all the time it takes by a bank being involved. Our loans are provided with an easy repayment system. These loans are not based on the value or size of your savings.
Car title loans are short-term loans and the customer can often pick the terms that work best for them. Credit card companies and banks are not interested in empowering the consumer with payment choices and loan terms. At the end of the loan, the borrower can choose whether to make a full payment and close the loan or re-apply for a new loan. Often time the same car will qualify for another loan.
Title loans amounts are determined in part by the condition, year and model of your car. If you are applying for a loan you must own the car and hold the clear title or the lender must be able to pay it off. In determining the loan amount, a large portion of the resale value of the car is used to offer the maximum amount available, or a lesser amount can be determined by the customer. Our customers often choose to utilize the entire amount of the loan offered. However, in the end it is up to you how much you will borrow against the maximum loan amount we authorize based on your vehicle.
Many customers incorrectly assume that the company must have possession of the car to enact auto title loans. This is actually false! It is an assumption spread around by banks and other organizations who do not want consumers empowered with the choice to look elsewhere for a loan. Your title and the car are your possessions. During the course of the loan you keep and continue to use your car. It is so rare that a loan is not repaid that our company is glad for you to have access to your car while you complete repayment of the loan.
Applying for the Loan
Applying for car title loans with us is very simple. All the materials you will need to read and fill out are available right here for you on the website. You do not have to worry about your past credit problems. Our main determining factors are your employment and the value of your car. We understand that everyone has problems in their past and it is our job to help you get a personal loan regardless of those problems. If you have been turned down by other companies in the past, do not worry, we use a series of checks and balances to make sure you get the full amount of the loan you deserve.
Documentation Made Simple
The next step to receiving title loans is going to be filling out your paperwork. Luckily, thanks to the internet and our experienced agents it takes hardly any time at all. We supply all necessary documentation and the process can be completed in no more than one hour. We will need a copy of a few documents like your drivers license and those can easily be faxed to us. Just fill out what you need to, send us the documents we need and we will have your loan completed in no time!
Now the Fun Part – Your Money
All that is left now in the process of getting auto title loans is getting your cash. A professional agent will assist with this part. They are ready and willing to help you through the last few steps of finalizing your loan. Our experienced agents will need to check out your vehicle, explain your loan documentation and get you your cash or check. It does take about fifteen minutes, but that is all they will need to get you out the door with your money.
Summary of the Loan Process
The process of getting title loans processed completed involves:
The amounts of auto title loans are determined by the age and type of the particular car
The amount is usually a large portion of the car's resale value
The customer must hold the clear title of the car leasing is not ok or the lender must be able to pay it off
Simply fill out the applications, provide a few documents, have the car looked over and collect your cash!
Auto Title Loans
Auto title loans could not be easier to apply for and receive. The entire process can be completed in an hour or two. When a customer needs cash fast and has a clear title on their car there is no better choice. We require no repayment up front. You help determine your repayment schedule and payment amounts. If you need cash for any reason come and see about our fast and hassle free auto title loans today!